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Buying in Dubai

White & Co Real Estate has a variety of selections for some outstanding properties for sale in Dubai, ranging in all sizes & prices.

Choose from a selection of apartments, villas, penthouses, lofts, and duplexes, and even purchase a plot to create your dream home.

Our community sales consultants can guide you through buying a property in Dubai from start to finish. Whether you are a first-time home buyer, investor, or simply looking for your next family home in Dubai, check out our step-by-step buyer guide to get started.

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Amy Mitchell

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David John

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Jason Barrowclough

Associate Director

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Jay Zakhama

Associate Director

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Jordan Smith

Associate Director

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Wunmi Gbadamosi

Associate Director

Buying FAQs

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To purchase a freehold property in Dubai, the buyer only needs to provide a copy of his passport papers if he buys from a developer in the primary market. A company that buys a property must provide the developer with its registration documents (Articles of Incorporation, Registration Certificate, POA of the person signing on behalf of the company, and Board of Directors Resolution). Either entity, i.e., a person or a company, must sign a property reservation contract with the developer. When the property is turned over to the buyer, the buyer must register the property with the Government of Dubai Lands Department to receive a title deed.

  1. Individual sellers and buyers
    • Original Title Deed
    • Original passport
    • Emirates ID
    • Bank Statements
  2. Corporate seller and buyer
    • Original Title Deed
    • Original Certificate of Incorporation / Trade License
    • Original Memorandum and Articles of Association
    • Legal Translation of the Memorandum and Articles of Association
    • Original Certificate of Good Standing (not more than 6 months old)
    • Original Certificate of Incumbency (not more than 6 months old)
    • Copy of shareholder(s) passport(s)
    • Original Resolution approving the sale or purchase (as the case may be)
    • Original Power of Attorney
    • Attorney's original passport

The above list of corporate documents will vary. Therefore it's best to have your documents pre-approved via the Dubai Land Department. Apart from presenting original documentation to the Dubai Land Department and the developer, the seller/ buyer will also need to ensure that they have prepared copies of the same. Any documents presented to the Dubai Land Department that are not in Arabic must be translated into Arabic by a certified legal translator.

The United Arab Emirates law permits non-resident foreigners, under certain restrictions, to own property in Dubai. Only properties in Dubai's designated freehold areas are available for purchase by foreigners, both residents and non-residents.

Foreigners can buy property in either leasehold areas near the city centre or freehold areas spread throughout the emirate. A foreign buyer must have a valid passport. However, To find the ideal property and finish the necessary paperwork, work with a local Dubai real estate agent or directly with the Dubai developer.

Although a minor child may be represented in a purchase transaction by parents or a legal guardian, the minimum age for purchasing a property is 21 years old in Dubai and other Emirates in the UAE.

Dubai's real estate market has commissioned specific regulations to protect buyers and sellers. As a result, one must pay upfront fees separate from the property's cost. The upfront fees may vary depending on the property type and thus differ between areas and property types. The following is the breakdown of transfer and registration fees:

  • DLD Fees = 4% of the property price + Admin fees (AED 580 for apartments and offices, AED 430 for land, AED 40 for off-plan)
  • Registration fees for properties worth less than AED 500,000 = AED 2000 + 5% VAT
  • Registration fees for properties worth more than AED 500,000 = AED 4000 + 5% VAT
  • Dubai Land Department mortgage registration fees = up to 0.25% of loan amount + AED 290

It is essential to know that DLD fees must be paid within 60 days, for the purchase to progress further.

The purchasing process of a home varies depending on where you are.

  • Set a budget
  • Get a mortgage if required
  • Find a RERA qualified broker
  • Make a proposal
  • Make the deposit.
  • Get the NOC
  • Transfer the property
  • You are now a homeowner!